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Northern VA Advice Givers®

Local Experts. Incredible Interviews

Would You Trust a Robot with Your Financial Decisions?

Sure, algorithms are cool. Technology is smart, right? Certain tools are out there that may help your investment & financial planning game. But it doesn’t know that your daughter just totaled her car, or that your mother has fallen ill and she needs your help. Zig Zigler once said, “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it’ scale.” At a hospital, there’s a nurse and doctor on staff making sure all the machines are working. Being monitored to make sure you’re getting enough oxygen. In the finance world, there are people that actually care about the financial health of their clients. I sat down with Anne McCabe Triana of Curo Private Wealth to learn some key advice for financial planning and investment management (By the way: Curo means to care for in Latin). The top two takeaways from chatting with Anne? #1 – Don’t make quick, emotional decisions when it comes to finances – those choices can cause bigger problems down the road. #2 – Getting financially fit doesn’t have to suck. Just like setting a goal to get in physical shape, putting together a realistic and actionable plan will produce results. Learn more about wealth management & financial planning at curoprivatewealth.com.

 

Beyond the Surface: Plastic Surgery

Look good, feel good, right? Turns out, there’s more to plastic surgery than being thinner, having a Kim K. booty, or getting bigger boobs. Underneath that physical appearance, there’s always a mental and emotional motivation. Some people have tried for years to work off a belly or stubborn saddle-bags. Even those folks doing Iron Man marathons have love-handles no exercise will get rid of. And those people are in serious good shape. Others have worked extremely hard and that extra skin won’t tighten itself. So, Dr. David Berman of Berman Cosmetic Surgery and Skin Care Center makes sure patients are doing procedures for the right reasons. For example, it was clear that one woman was perfectly fine with her breasts. And yet, still insisted she wanted to up her cup size. As Dr. Berman dug a little deeper, it turns out the woman’s husband was having an affair with his secretary. Oh Damn. Needless to say, she didn’t get new boobs (I sure hope she got a new man, though). Dr. Berman couldn’t perform the procedure knowing that was why. Taking the time to get to know a patient’s motivation is one of Dr. Berman’s superpowers as a plastic surgeon. He also emphasizes that here’s no magic or quick fix in any of the procedures he performs. It’s a partnership that requires hard work from the patient – eating well, exercising, etc. That SmartLipo will only work as hard as you do. Check out services offered and more on Dr. Berman’s story here: bermancosmeticsurgery.com/

Tim Hipp – Unlocking the Human Potential

Tim Hipp started Wellness Solutions in 1999, and it was great. “I was the guy who didn’t have to sleep,” he says. “I was always on.” However, between 2008 and 2012, his health took a turn because of Lyme disease. The debilitating u-turn meant it took him days to recover from a workout, a difficult change for a man who was used to having endless energy. “With Lyme you have constant inflammation, you have constant fatigue,” says Tim. “Every day you feel like you have the flu.”

His condition inspired him to create a place to help people beat pain and fatigue. RxR3 Recovery Lounge isn’t just for athletes. “Everybody suffers. Pain [and] fatigue equivocate themselves to poor performance,” he explains. Some folks make millions of dollars off of one great idea, but they can’t do that if they are too fatigued to work on their idea. If he can help them get there, that’s awesome. If he can help a mother not to have a short fuse with her kid who just spilled the milk for the fifth time, he’s thrilled. “That’s the continuation of giving over and over again,” says Tim.

RxR3 Recovery Lounge

“Our overall goal is to meet people where they are,” says Tim. Pain doesn’t discriminate between gender, race, or age. Everybody suffers from pain, so that’s where they start. Beyond that, they look at challenges with energy and fatigue. Aging clients also look back on what they were able to handle when they were younger. “We try to help them recognize that age is just a number and re-energize them,” he says.

Pain begins in the brain.”The brain is getting signals from the body of what it needs,” says Tim. Pain is a feeling, and the brain sometimes reacts with overkill. To clean the brain, he usually has people start with the float. “That’s sensory deprivation. We’re floating in ten to twelve inches of water [and] 1,100 pounds of Epsom salt,” he says. The water is the same temperature as your skin, so you no longer have to thermo-regulate yourself. There’s no input, sight, or sound. “Within fifteen to twenty minutes, blood pressure on average drops fifteen points,” Tim says. When you sleep, the brain uses glia cells to clean itself. “When you’re in that relaxed state [in the float,] you’re not asleep, but you’re not really awake, either.” The brain cleans itself while you float, and when you come out of it, the injury that you thought was really bad might not be that bad anymore.

Another thing RxR3 provides is oxygen. “We don’t look at oxygen as a nutrient, we just take it for granted,” Tim says. “And we’re not really good breathers.” Giving the body oxygen and pressurizing the system to push oxygen deeper into the tissue changes everything.

In addition to the sensory deprivation float and the oxygen, clients can take advantage of a sauna, cryo, and whole-body vibration.

Helping Others Help Others

“I’m not a biohacker, I’m not trying to create a superhuman,” Tim explains. “I’m just saying that what we’ve established over the past 40 to 50 years as average is really below average. I’m trying to raise and arrive us all at a new norm so that I can be a great neighbor.” If his neighbor needs help carrying a 500-pound couch, Tim wants to be able to say yes. “I want to be able to give everybody who comes through our door that ability to say yes,” he says, even if it’s just for picking up a child, loading groceries, or simply being active. Everybody is below the line because the norm is below the line. Tim wants everybody to be at the line, and excelling past it. That’s living versus existing. Getting up, going to work, eating, going to bed, and then hitting replay isn’t living. True living is what you can do for others. “If I care more about you than I do myself, that’s living,” says Tim.

Tim’s superpower is perseverance and endurance, but he contends that every entrepreneur and business owner must have those things to make it. Another superpower is the desire to help others. “If I can help someone help somebody else to help somebody else, it’s that length of chain,” he says. “I’m okay staying in the background. I like being a secret superhero.”

The Bigger Mission

We’re running on a break-fix model. Tim wants to change mindsets to help people look at healthcare differently. “I can’t schedule break-fix. I don’t know when something’s going to break,” he says. “But if I can schedule maintenance and keep things going, that’s a game changer.” Being break-fix and reactive instead of proactive also means we’re heavily prescribed. Doctors want to give people opioids so that they no longer care about the pain, but that doesn’t fix the pain, and it often causes the patients to nosedive. “Reset the pattern,” says Tim. “Go from existing to living.”

You can learn more about Tim and RxR3 Recovery Lounge at the website.

Episode #28 – Unlocking the Human Potential

The Rundown:

  • From existing to living.
  • Pain, fatigue, and poor performance.
  • The power of oxygen.
  • Time is the biggest competitor.
  • Excel past the line.

Summary:

Tim Hipp is the founder and owner of RxR3 Recovery Lounge, which focuses on helping people with pain, fatigue, and poor performance. He treats everyone from athletes to 80-year-olds with a variety of tools and technologies. Tim encourages proactive maintenance so his clients can excel past the line and go from existing to living.

Time-Stamped Show Notes:

  • [00:11] Welcome and introduction to Tim Hipp of RxR3 Recovery Lounge.
  • [01:03] The main problem that RxR3 is passionate about solving.
  • [02:04] Tim’s favorite treatment.
  • [03:13] Services RxR3 offers.
  • [11:22] Reactive versus proactive.
  • [11:59] When can clients expect results?
  • [13:34] It’s not just for athletes.
  • [14:52] The start and evolution of RxR3.
  • [17:20] Why Tim started RxR3.
  • [18:08] His superpower.
  • [19:39] The line.
  • [20:46] Mindset advice for people starting therapies like RxR3’s.
  • [21:49] Problems RxR3 can help address.
  • [24:05] The bigger mission.
http://traffic.libsyn.com/northernvaadvicegivers/Tim_Hipp_-_Podcast_Audio.mp3

When Organizing Your Stuff, Don’t Eat the Whole Elephant

For the record, we would never eat an elephant here at Advice-Givers. They’re too majestic and wonderful. But when it comes to junk drawers, a garage clean-out, or helping that borderline-hoarder aunt…an organization project can seem huge. Like the task of eating an elephant. Lisa Geraci-Rigoni, founder of The Organizing Mentors, recommends taking it one area at a time. And that “area” doesn’t mean the whole kitchen. She means 1 drawer. Focus on that one small piece of “the elephant” clutter. Then, answer 2 simple yes or no questions about items: 1) Do you want it? 2) Do you need it? Lisa also warns folks about avoiding the “Someday Syndrome.” That’s where you pick up an item and think, “Someday it might come in handy,” or “My kids might want this someday…” I hate to break it to you but…your kid probably won’t want your childhood rock collection. And that 7th spatula? 6 is enough. The Organizing Mentors organize spaces for people and help folks learn how to organize on their own. For Lisa, the care and time she puts into each project is all worth it when she sees the relief on clients faces. The positive lifestyle changes she also gets to see? Priceless. Learn more about Lisa and her team at theorganizingmentors.com.

Doneen Hoffman – Why Cash For Clients Is Good Business

Doneen Hoffman

You’re at a point in your life where you’d like to move into an assisted living home, but you’ve got a huge house with 40 years’ worth of junk stored up to deal with. Oh no!

You’re an empty nester and your large house feels a bit too quiet without the pitter-patter (or thud) of teenage feet. It’s time to downsize. But you’ve got 20 years’ worth of accumulated stuff to get rid of. What a pain!

That shiny company across the pond has offered you a great job and you’d love to take it, but how could you possibly get rid of all your stuff in time to hop on a flight and get there? Help!

You could panic, you could live in your big creaky house and just continue to dream of a low-maintenance condo, or you could turn down great opportunities. Or you could call Doneen Hoffman, founder and owner of Estate Professional Services, to come and deftly remove the stress of accumulated stuff from your life.

Doneen specializes in estate sales, clean-outs, and appraisal services. All you have to do is separate what you want to keep from what you don’t, and she will handle the rest.

The Real-Life eBay

Like eBay, Estate Professional Services works with a buyer, a seller, and someone in between to buy and sell cool stuff. Unlike eBay, there’s no need to pay for shipping and handling, and Doneen sets the prices as opposed to the selling being done auction-style.

There are three ways to get rid of items in your house. One is a liquidation company, which isn’t great for the client because they will give you the lowest possible price for your items, then turn around and re-sell them for their profit. The second is an auction company, which isn’t great for the client because not only do some of them charge to store the items, but everything starts at 99 cents. Your $3,000 table might sell for $5, and there’s nothing you can do about it. The third is estate sale companies like Doneen’s, who set the prices and handle everything for you.

What Estate Professional Services does differently is understand that there may be items that clients are on the fence about whether or not to keep. Those clients have an option to have the item sold, but only if Doneen can get a certain price for it. It gives them more control and more flexibility, and no one’s $3,000 table stacked high with years’ worth of memories will go for a paltry $5.

Marketing a Sale

Doneen uses social media to reach her buyers. She takes pictures of the items she’ll be selling and posts them on estate sales websites. She creates a FB event for the sales. “It’s a soft media marketing before the sale, then the week of the sale is when we really push the marketing, where it goes on Craigslist, it gets pinned to the top of our Facebook page, it goes out to all the local Facebook yard sale stuff, everywhere,” she says.

Social media works well because she has over 6,000 followers on Facebook and her buyers and clients alike can post reviews of her services, which leads to more buyers and more clients. “People coming to the sales are the younger generation and the middle-aged generation,” Doneen explains. “The older generation is the downsizing.” Younger and middle-aged people also tend to be on social media.

Her marketing strategy has worked so well that last year, she had to turn down work left and right. She may have to do the same this year. “I’d rather have quality versus quantity,” she says. “I want to have a good sale, and if it’s a big sale, I want to make sure that we staff it correctly.” Over-committing to sales isn’t good for anyone involved.

Keeping eBay at Bay with a Personal Touch

The next big thing in the estate sales industry may well be online auctions. “I see a lot of that,” Doneen says. “But I like more the personal, going inside a home.” Sometimes sales have to be online, however. Some gated communities don’t allow estate sales. Calling them in-home parties instead can wriggle around the stringent rules for some HOAs, but not all.

As for Doneen, her future is going to involve continuing to get more qualified staff on her team and gaining more sales. She has everything else already in place.

Get Cash if You’re a Client, Find a Bargain if You’re a Buyer

Clients and buyers alike can find Doneen at her website, Facebook, or through estate sale websites such as estatesales.net and estatesales.org.

Episode #27 – Why Cash for Clients is Good Business

The Rundown:

  • Helping people with downsizing and clean-outs.
  • Taking the stress out of downsizing.
  • Cash for clients, bargains for buyers.
  • Striking the balance.
  • The real-life eBay.

Summary:

Doneen Hoffman, founder and owner of Estate Professional Services, is here to take the stress out of estate sales and put cash in her clients’ hands. She specializes in estate sales, clean-outs, and appraisal services. Although she’s been in the industry for a long time, she only started her business about four years ago. Despite being a young business, Estate Professional Services is already in the top two most-viewed companies in her area on estate sale websites, with over 6,000 followers on Facebook.

Time-Stamped Show Notes:

  • [00:11] Welcome and introduction to Doneen Hoffman of Estate Professional Services.
  • [01:02] The services Estate Professional Services offers.
  • [01:59] Deciding to start her own business.
  • [02:48] The problem she’s most passionate about solving.
  • [04:38] What has contributed to her success.
  • [05:32] Balancing buyer and client.
  • [06:12] Getting into selling.
  • [07:00] Social media.
  • [07:25] Getting the business off the ground.
  • [07:52] Memorable clients.
  • [09:20] Craziest things at estate sales.
  • [10:23] Doneen is the real-life eBay.
  • [11:50] What sets Estate Professional Services apart.
  • [12:38] Her typical buyers.
  • [16:00] The process from start to finish.
  • [18:30] The typical percentage of successfully sold items.
  • [19:02] Glaring misconceptions about estate sales.
  • [20:19] What listeners should know about Estate Professional Services.
  • [20:44] Your due diligence.
  • [22:08] Using social media.
  • [22:51] Delegation.
  • [24:15] Everyone makes mistakes.
  • [26:02] The next big thing in the industry.
  • [27:03] On the horizon.
  • [28:40] Contact information.
http://traffic.libsyn.com/northernvaadvicegivers/Doneen_Hoffman.m4a

Episode #26 – Impact Beyond Health and Fitness

The Rundown:

  • Helping people meet their fitness goals.
  • Using functional fitness and nutrition to inspire whole lifestyle change.
  • The nursing home legacy.
  • One-on-one relationships.
  • Impacting the community’s youth for a lifetime of change.

Summary:

Nick Mann’s love of fitness started all the way back in elementary school when a teacher inspired him to get involved with a running program. Now he runs Occoquan Bay Performance, a gym that focuses on lifestyle change. Nick is passionate about solving the obesity epidemic in America, and the obesity epidemic among America’s youth. Developing healthy habits can facilitate real lifestyle change and impact his clients for the better.

Time-Stamped Show Notes:

  • [00:11] Welcome and introduction to Nick Mann of Occoquan Bay Performance.
  • [01:05] Occoquan Bay Performance.
  • [01:59] The problem he’s passionate about solving.
  • [02:36] Relationships contribute to his success.
  • [03:34] Lack of connection can contribute to fitness failure.
  • [04:42] A love of fitness since elementary school.
  • [05:33] Seeing the impact of fitness inspired him to keep going.
  • [08:17] People often neglect their fitness.
  • [10:20] Overcoming mental blocks.
  • [12:50] The objective is not perfection.
  • [13:25] Starting Occoquan.
  • [14:42] What sets them apart.
  • [16:02] Fit 45.
  • [19:03] Impacting the community’s youth.
  • [22:32] His most memorable client.
  • [24:07] Starting a fitness journey, or returning to fitness after a long break.
  • [25:17] Measuring success.
  • [25:52] Mistakes he’s made.
  • [28:17] The next big thing in the industry.
  • [29:58] Working out alone is lonely.
  • [30:48] Contact information.
  • [32:33] On the horizon.
http://traffic.libsyn.com/northernvaadvicegivers/EP27_NOVAAG.mp3

Nick Mann – Impact Beyond Health and Fitness

Nick Mann

The impact of a teacher who encouraged Nick Mann to try out his elementary school’s running program has stuck with him his entire life. It’s no surprise then, that Nick’s passion is impacting his community’s youth. It’s easier to establish healthy habits from a young age than it is to switch to healthy habits when you’re older. Often for adults, it takes a bad event or negative health news to inspire them to get their lives and fitness in order. What if he could inspire a generation to have their lives and fitness in order in the first place?

Filling a Need

When Nick decided to open his business, he knew he wanted to impact youth as well as adults. “I see a lack of services of a high-quality environment,” he says. “We see not only obesity in adults, but childhood obesity. Kids are on their phones or playing video games. They’re not outside being active, being healthy.” The food industry isn’t in the business of helping with that, and it all adds up to a real need for health, fitness, and quality for youth that isn’t being served by anything else.

Now, after three years of knocking on middle and high school doors and talking to school leaders to get things rolling, Nick has summer camps and after-school programs for the youth of the community.

It’s easy to confuse ‘after-school program’ with ‘daycare.’ Don’t do it. “I’m not rolling out balls for them to play with, with no real structure,” Nick says. “We teach leadership and teamwork.” Your kid is going to sweat, learn, and be a better person.

The progress is not only physical, but also emotional and mental. Nick had a kid who started the program as extremely overweight and unable do a sit-up five months ago. When a new kid started and was struggling, that kid was the first to walk over and help him. That kid is now doing extra sit-ups with the new kid to make him feel comfortable. “A kid had compassion for another kid in the realm of just being a human,” Nick says. “That was worth more than anything.” That’s why impacting the youth of the community is his passion project.

A Memorable Kid

Kids with disabilities can easily fall through the cracks. Sometimes they’re actively pushed through the cracks. Nick is not interested in the cracks. “I gave a scholarship to a young man who was profoundly deaf and was unable to play sports,” Nick says. “A lot of coaches wouldn’t give him the opportunity because they couldn’t communicate.” That kid’s teacher was one of the members of Nick’s gym, Occoquan Bay Performance. She brought him in, and signed for Nick and his coaches on the first day. But Nick knew the kid didn’t need the signing. “I’ll demonstrate, he’ll figure it out,” Nick says. And he did.

One day as they were just throwing a football around the gym, that left-handed kid threw a spiral across 5,000 square feet. The great potential and untapped abilities were astounding. A few months later, he made the wrestling team at his school, and after Nick was able to attend a match, he came up and gave Nick a big hug. “I was like man, this is what it’s all about,” Nick says. “Impact.” And years from now, when that kid is in a nursing home, Nick wants him to be able to think back to one day in a gym throwing a football around when it clicked for him that he could do anything he wanted.

Establishing the Lifestyle

“I’m super excited about the youth program,” Nick says. “[They] work really hard and they love the after-school program.” The program meets for three days a week, which is great for kids who haven’t done much fitness before, but many of them wanted more. They have so much energy. So Nick started inviting some of them to Occoquan Bay Performance on the after-school program’s two off-days. “I’m excited to see that program grow,” he says. “I would love to just have youth everywhere.”

The program has kids as young as eight years old. Nick loves that they are able to establish a lifestyle and mindset of health and fitness in kids that they can carry forth for years to come. “That’s the biggest impact we can make,” he says.

Learn More 

Find out more about Occoquan Bay Performance at the website, or find them on Facebook or Instagram. Follow Nick on Facebook.

Episode #25 – Creating the Next Generation of Great Musicians

The Rundown:

  • From being a rock star to making rock stars.
  • Music is a language that anybody can speak.
  • Touring with a band.
  • Music can build confidence.
  • Human-to-human interaction.

Summary:

John Patrick, known to many in the community as JP, is the founder of the Rock of Ages Music school, or ROAM, an all-inclusive music school that offers both private lessons and group instruction for students of all ages and experience levels. As a former artist in a rock band, JP knows a thing or two about varying levels of success in the music industry and being a rock star. Now he’s helping others become rock stars, too.

Time-Stamped Show Notes:

  • [00:11] Welcome and introduction to John Patrick of ROAM.
  • [01:22] ROAM.
  • [02:30] The problem that JP is passionate about solving.
  • [03:39] JP’s first experiences in the music industry.
  • [05:26] Leaving his band.
  • [10:16] From being a rock star to creating rock stars.
  • [13:58] His favorite part of ROAM.
  • [15:29] You don’t have to have a natural talent to play music.
  • [17:08] Exposing kids to music to build confidence.
  • [18:32] Engaging students to learn.
  • [19:16] Contributing factors to ROAM’s success.
  • [20:56] His superpower.
  • [21:55] What sets ROAM apart.
  • [26:28] Memorable impact.
  • [28:09] Common misconceptions.
  • [31:32] The next big thing in the music industry.
  • [33:48] On the horizon.
http://traffic.libsyn.com/northernvaadvicegivers/EP26_NOVAAG.mp3
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Disclaimer: The views and opinions expressed herein are those of the interviewees and do not necessarily reflect the official policies or positions of Northern VA Advice Givers®. Any advice (ideas, beliefs, practices, etc.) given by interviewees are only suggestions, and should be viewed as testimonial examples. Advice should not be adopted without first consulting a third-party accredited expert in the related field. Interviewees represented on the podcast, website, and magazine are NOT paid for their participation.